Movement Mortgage acquires mortgage brokerage Superior Rate Mortgage (8/24/22) Mountain West Financial ceases wholesale lending (8/24/22) Wells Fargo to lay off another 75 workers in Des Moines area (9/1/22)īetter Mortgage to cut another 200+ jobs (8/25/22) Suburban Mortgage appears to have closed its doors (9/1/22) Homepoint to cut 57 jobs in Clearwater, FL (9/1/22) Homepoint to cut 113 jobs in Chandler, AZ (9/1/22) Homepoint to lay off 526 employees in TX (9/2/22) Ruoff Mortgage to slash 4.6% of its workforce (9/16/22)ĪmeriSave Wholesale Mortgage Solutions shutting down (9/2/22) ![]() Summit Funding to cut 72 jobs in Sacramento, CA (10/11/22)īayFirst Financial to cut another 20 jobs in Florida statewide (10/11/22)Īngel Oak Home Loans cut 15% of staff (10/7/22)īayFirst Financial to cut 58 jobs in Clearwater, FL (9/29/22)Īngel Oak Mortgage Solutions cut 75 jobs, or about 20% of staff (9/28/22)īayFirst Financial to discontinue nationwide network of residential mortgage loan production offices (9/26/22)Īmerican Mortgage Service Company to be acquired by Thrive Mortgage (9/26/22)Ĭompass to lay off 271 workers in Seattle (9/21/22) to discontinue forward mortgage originations via both retail and wholesale channels by the end of the year (10/24/22)Ĭollins Community Credit Union laid off 38 employees in Cedar Rapids, Iowa (10/15/22)įinance of America to shutter wholesale and correspondent lending channels (10/11/22) Zillow to cut another 300 jobs, or 5% of company (10/26/22)Ĭolonial Savings to lay off 54 workers in Orange County, CA (10/25/22)įinance of America Companies Inc. List last updated on October 26th, 2022 Latest updates: Simply put, mortgage companies must “rightsize” as too many players chase far too few loans. Those can be seen below the list at the bottom of the page. ![]() I’ve seen a surge of user comments from former mortgage employees who have been laid off. Recently, mortgage layoffs have been driven by a major decrease in refinance demand and a dwindling pool of eligible home buyers thanks to significantly higher mortgage rates. Given how bad things got, this isn’t too surprising. There were some 86,126 mortgage job cuts in 2007, and countless more in subsequent years as major institutions like Bear Stearns, Countrywide Financial, IndyMac, and Washington Mutual all shuttered.Įven though it has been roughly a decade since the downturn began, mortgage companies are still facing the consequences of getting involved in what was then a very risky housing market.Īmazingly, we continue to see layoffs and closures driven by what transpired many years ago. mortgages were delinquent, a number which was sure to rise over the following years as the full extent of the mortgage crisis revealed itself.īetween the first and second quarter of 2006 alone, mortgage repurchase requests tripled thanks to shoddy underwriting that was prevalent during that era.Īdding to lender woes were declining home values in almost every metropolitan area throughout the United States, sky-high home prices at time of origination, rising mortgage rates, rampant fraud, a deteriorating secondary market, and unmanageable mortgage payments. I first created this list of mortgage layoffs and closures in February 2007, back when scores of mortgage companies were consolidating, laying off employees, sending out scary warnings, and going out of business.Īround that time, some 2.33% of all U.S.
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![]() Now when you go to My Eyes Only in Memories, youâll have to enter your passcode/passphrase to access its content. Tap the circle checkbox beside âI understand that if I forget this passcodeâ¦â to confirm that you understand that Snapchat canât recover My Eyes Only content if you forget your passcode/passphrase. Then at the bottom on the page, you will view the text . Snapchat will show your passcode/passphrase. Go to your Memories app and perform swipe left to get access the menu.Confirm your passcode (or passphrase) by entering the four digits again.Enter your password to proceed further in the process. Step-5 Enter your Snapchat Password: In the next step, Snapchat will ask for your Snapchat account password. Henceforth, click on change passcode to reset the passcode for My Eyes Only on Snapchat. Enter a four-digit passcode to use to access any future content you save in âMy Eyes Only.â Firstly, change passcode' and the second one 'forgot passcode'.Tap My Eyes Only in the horizontal menu. ![]() On the camera tab, tap the Memories button to the left of the camera button (which looks like a set of two cards) or swipe up from the screenâs bottom to access Memories. The following steps will show you how to set up your passcode or passphrase for the My Eyes Only feature. This way, if someone gets ahold of your device, they wonât be able to access your My Eyes Only content without the password. Select between snaps stories and camera roll.âMy Eyes Onlyâ is a Snapchat feature in Memories that allows you to password-protect particular snaps and stories you save. what can i buy with my otc card at walgreens kubota tractor ignition switch wiring diagram mini split hvac installation cost examples of favoritism in the church midjourney free alternative sp flash tool v3 dream town david baldacci photo pose for boys Enterprise Workplace toyota pickup tube chassis cissus quadrangularis teeth nude.Enter a new passcode, confirm it, grant consent, and tap on Continue. Tap on Forgot Passcode and enter your Snapchat password when prompted. Swipe up from the Camera screen to open Memories. Tap on My Eyes Only and when prompted to enter your passcode, simply tap Options in the bottom-right corner of your screen.To move Snaps from Memories to My Eyes Only. Swipe left in Memories until you see the My Eyes Only tab Tap Options at the bottom Tap Change Passcode Enter your current My Eyes Only passcode Enter the new passcode youd like to use and tap Next If you dont want to use a 4-digit passcode, you can instead set a passphrase of letters and numbers tap Use Passphrase at the bottom. You can also move photos and videos from your Camera Roll to My Eyes Only. Read the information, and if you agree, tap the circle icon and tap âContinueâĪfter you save a Snap or Story to Memories, you can move it to My Eyes Only.On the My Eyes Only tab, in the lower-right corner, tap Options. On the Memories page, in the tabs list at the top, tap the My Eyes Only tab. Step 2: Under Snaps, locate the photo or video you wish to move to My Eyes Only. This will be your new passcode and is the only way to access My Eyes Only! If you donât want to use a 4-digit passcode, you can instead set a passphrase of letters and numbers - tap âUse Passphraseâ at the bottom. In Snapchat, access Memories by swiping up on the camera screen. Step 1: In the Snapchat app, tap on the Memories icon at the bottom to open Snapchat Memories. ![]()
![]() While the Hera Palace residents try to cover up the fact that she died on the premises, they cannot help but suspect each other for the murder. However, their lives begin to crumble as a young mysterious girl named Min Seol-ah ( Jo Soo-min) falls to her death during a party at Hera Palace. They get involved in a love triangle relationship with Ha Yoon-cheol ( Yoon Jong-hoon).Īll of them have grand ambitions and desires for their children and would do anything for them. She has had bad blood with Cheon Seo-jin ( Kim So-yeon), a famous soprano whose father is the head of Cheong-ah Arts School, since high school. Oh Yoon-hee ( Eugene) comes from a humble family background. She later learns that he is hiding a secret from her. Her husband is Joo Dan-tae ( Uhm Ki-joon), a successful businessman. Shim Su-ryeon ( Lee Ji-ah) is an elegant, wealthy woman who has a tragic past. Penthouse tells the story of wealthy families living in Hera Palace and their children at Cheong-ah Arts School. ![]() Īt the end of the third season on September 10, 2021, the series was the 18th most viewed Korean series with 3.77 million viewers. The series achieved the number-one position in all-channel mini-series 13 times in a row from its first broadcast on February 19, 2021, to the last episode on April 2, 2021. Īt the end of the second season, the series placed 8th among the most viewed Korean series, with 5.69 million viewers. The series achieved the number-one position in all-channel mini-series 21 times in a row from its first broadcast on October 26, 2020, to the last episode on January 5, 2021. Īt the end of the first season, the series was the 9th most viewed Korean television series, with 5.354 million viewers. It premiered on SBS TV on October 26, 2020. It depicts the solidarity and revenge of women who turned to evilness to protect themselves and their children. The series, directed by Joo Dong-min and written by Kim Soon-ok, spins the story of a real estate and education war, a desire to be number one. The Penthouse: War in Life ( Korean: 펜트하우스) is a South Korean television series starring Lee Ji-ah, Kim So-yeon, Eugene, Um Ki-joon, Yoon Jong-hoon, and Park Eun-seok. ![]() Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. One thing they don't have sales people on commission to open new accounts like WF.Ĭopyright ©2001- Fair Isaac Corporation. I would dig a little deeper than just blaming CO. So don't think it is impossible to have your indentity hacked. You may think you protect your info well but a lot depends on others such as banks, CCC, hospitals and retail stores that you have used your credit card in. I safeguard my private info really well and never storage any of my private info online. Only banks have my SSN and DOB, but not 100% of all my info. So I know the applicant can't be from my family. But some of the info on file is still incorrect. Since the FICO was pulled, the applicant has my SSN and DOB. Other pages say all the Terms and Conditions. The first page of the letter says the card is approved. Capital One opened one CC for me before, several years ago. Why this is not possible? Wells Fargo did it. Maybe back in the Wild West days of credit, but not today. This isn't possible and you're not getting the full story.Ĭapital One do not just open cards for you. I've always try to avoid Capital One for many wrote: I've asked them to erase all Capital One credit entries on my credit report. I told the Capital One fraud department and alerted them about possible employee mis-conduct. So this time, I believe Capital One did it again and opened my CC from interal people. Not impressed with any of its CCs.Īlso, several years ago, Capital One opened a CC without my permission. But I never wanted to have relationship with Capital One. Just some background, I've received a lot of mailings from Capital One, such as pre-approvals. ![]() If you haven't already, I might suggest a security freeze on your credit files. The person who likely opened this account has clearly compromised your information and will likely request a replacement card to an "alternate address". What did Capital One say when you told them that you did not apply for this? This should be handled as a fraud application. Who didn’t love racing a boat in the middle of a bathtub? It feels as if the game is very focused on having all out battles against everyone rather than a main focus of racing for first place. If you’re reading this Codemasters, you should bring some of those classic racing levels into the game. As for reviving what I grew up with, I do think the game needs more work in terms of more levels to race on. ![]() Overall, Micro Machines World Series is a solid game that will grant anyone who plays a good time online or with friends locally. Your main focus when playing will be listening to the levels themself due to the hazards that may or may not come up during racing or even battle modes. Again this is another thumbs up from me per having a system to unlock new skins and more by simply playing the game.Īs for the audio of the game, it does have a nice soundtrack to listen to when exploring the menu. It’s better than paying for loot boxes like other games lately have done. Having loot boxes is nice, but will require you to level up in-game to unlock more. Codemasters being the masters of the Micro Machines franchise made sure to bring the concept from the past titles and add more features such as the loot boxes to make your Micro Machines your own. One level I loved was the pool table in both the classic and Micro Machines World Series. The visuals are pretty solid and provide real textures to make sure the game is updated with the look of the classics shining through. You can see where the idea of that classic was brought to today’s version of the franchise. When it comes to the look of the game… If you’ve taken time to Google the game Micro Machines 2: Turbo Tournament and took a glance at the art style of that title. While the game does have online, I felt like I had more fun when playing with friends than random users. When it comes to the overall gameplay, the basic racing is what I grew up enjoying, while I felt like the other in-game modes were a nice touch to provide replay value if you have friends who can join you. Other modes include a nice little free-for-all as you battle to score the most points by end of time or even a set score. ![]() There is elimination, which has you and other cars racing to stay on screen–get too close to edge of the screen and you’re out. In the end, it’s one of the only areas of the game you’ll want to keep playing, but there are more modes than just that. While I love the racing aspect of the classics, having hazards as part of the game gets two thumbs up from me. Many of the levels within the game include various hazards to avoid, such as weapons of other vehicles, slippery roads, or disappearing ice, among others. Some of the levels include a pool table, kitchen, and even work bench with saws and more. The courses are pretty awesome to look at while racing. The gameplay itself isn’t as I hoped to a point. So what craziness will I expect when playing a game in which all my Micro Machines have weapons and other power-ups? Codemasters has a track record of games such as Dirt 2, Dirt 3, Dirt 4, Grid 2 and many more games that aren’t racing titles. (My favorite racing game growing up has and will always be Diddy Kong Racing.) This game features a top down style that I can remember playing, but with a new look of course. As someone who grew up with the original Need for Speed and the games that came after on all sorts of systems. I’m going to state now there is nothing wrong with racing games including Micro Machines World Series itself. Some racing games include a story, but with Micro Machines World Series the game gets straight to the point. How’s the game? Let’s dig into our review of Micro Machines World Series from Codemasters!Īt the time of writing I’ve put a good 10+ hours into the game, that’s including my Steam account as well as local playing with friends who have also purchased the game. Codemasters team: if you’re reading this, you should totally port over that classic if you get my drift. ![]() Fast forward to the year 2017 and the team at Codemasters is back with a new Micro Machines. Yes, quite a while ago since that game was out in 1994. One game I especially remember like it was just yesterday was the game Micro Machines 2: Turbo Tournament, which I played on MS-DOS. Growing up and being a young male kid I was very excited to have both Micro Machines and even Hot Wheels. When it comes to jump starters, known brands include the likes of Noco, Stanley, Beatit, and Jump-n-Carry, all of which offer slightly different takes on the jump starter. Generally, it's worth buying something from an established brand instead of a newer company without a track record-not only because the product will likely work better, but also because the company may offer a better warranty in case the device doesn’t work as expected. Lifewire / Tony Mitera Brands to Consider If you live in an area that's prone to these types of events, this feature might be incredibly helpful. Some jump starters have built-in emergency radios, which will help you keep up-to-date with local events in case of an emergency or a natural disaster like an earthquake or hurricane. We definitely recommend buying a jump starter with emergency lights of some kind, especially considering the fact that they could end up saving your life. When a jump starter has emergency lights, you’ll be able to place it near your car to alert other drivers to the fact that you’re there. That’s where emergency lights can come in. With low visibility and distracted drivers, you could easily find yourself in a dangerous spot. If you’re strapped for cash, a built-in compressor is something you can avoid, but if you have the money to spend on a device with an air compressor, we recommend doing so.īeing stuck on the side of the road at night is never a preferable situation. A built-in compressor may not matter when you’re jump-starting your car, but that doesn’t mean they can’t come in handy. For smaller vehicles, like most cars, a cable with at least an 8 gauge will be fine, though larger batteries might need a 6 or 4 gauge cable.Īn air compressor is what you’d use to pump up a car’s flat tire if it's been deflated. Thicker wire is better at delivering more power, which can be important if you’re trying to jump-start a vehicle with a bigger battery. Another differentiator is a cable’s wire gauge, which refers to the thickness of the wire inside. Don't think you need to go for extra-long cables, though- for most people, 15 feet will be perfectly fine. Generally, they range from around 10 to 35 feet. And the bulky protection box at the base of the cables isn’t favorable.For instance, cables can have different lengths. We suspect it's strong enough to endure most anything you'll encounter on the road. While it will do just fine under normal circumstances, this may not be the most durable unit. It's also worth pointing out that this model also features two USB ports, meaning you and a passenger can charge your phones in an emergency situation. While it's safe to assume those numbers may be generous, my testing did prove it to be more than capable of servicing the average motor vehicle. The price is lower than most will expect to pay for a jump-starter, making its ability to jump up to an eight-liter gas engine or six-liter diesel utterly shocking. The Audew portable jump-starter’s overall performance claims make it a solid contender. Also, the location of the light renders the flashlight somewhat useless when connecting the cables to your battery. It's just clumsy in relation to other models. The primary issue with this unit is the bulky safety protection box at the base of the clamp leads. It also comes equipped with plenty of bells and whistles for charging up laptops, smart devices, and anything else with USB ports. ![]() It’s still a little small for big truck owners but more than enough for the average motorist. Aside from being reliable, it packs quite the punch with the ability to jump-start up to seven-liter gas engines and five-liter diesel engines. My testing revealed this to be a true contender. The low price is the first thing to capture your attention, but that shouldn't lead you to believe it's a slouch. The Tacklife 800A T8 is difficult to ignore. More than enough power for average motorist.It also lacks in the number of additional ports and features in comparison to many other models. The storage bag it comes with isn't quite the right size for the unit and lacks in quality. I have even seen this jump a 440-ci V-8 countless times, and it's still trucking.Īs for the drawbacks, there are few to talk about. This model is rated to jump-start up to six-liter gas engines and three-liter diesel engines, making it the perfect match for most car owners. That said, it's equipped with long, sturdy battery cables, it's easy to use, features reverse-polarity protection, and doubles as a power bank for your smart device. It's proven to be a reliable, consistent unit that's not soon to let you down when things get tough. The Noco GB40 is both a model that exists in our personal collections and is one that was subjected to hands-on testing. Heavy-duty jumper cables are better than most. ![]()
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